:root{--navy:#0d2540;--blue:#17476f;--gold:#c8943d;--gold2:#f2dfba;--cream:#fbf7ef;--ink:#17202a;--muted:#5f6974;--line:#e5ded1;--white:#fff;--shadow:0 20px 55px rgba(13,37,64,.11);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:"proxima-nova","Segoe UI",Arial,sans-serif;font-size:18px;line-height:1.65}img{display:block;max-width:100%}a{color:inherit}button,input,select,textarea{font:inherit}.container{width:min(1120px,calc(100% - 40px));margin:auto}.eyebrow{margin:0 0 12px;color:var(--gold);font-size:.8rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}h1,h2,h3{margin-top:0;color:var(--navy);line-height:1.14}h1{font-size:clamp(2.5rem,5vw,4.8rem);letter-spacing:-.035em}h2{font-size:clamp(2rem,3.5vw,3.2rem);letter-spacing:-.025em}h3{font-size:1.25rem}.lead{font-size:clamp(1.08rem,1.7vw,1.3rem);color:#394957}.muted{color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:13px 24px;border:1px solid transparent;border-radius:999px;font-weight:800;text-decoration:none;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-primary{color:var(--navy);background:var(--gold);box-shadow:0 12px 28px rgba(200,148,61,.25)}.btn-outline{color:var(--navy);background:#fff;border-color:var(--navy)}
.navbar{position:sticky;top:0;z-index:50;display:flex;align-items:center;gap:24px;min-height:78px;padding:10px max(20px,calc((100vw - 1120px)/2));background:rgba(255,255,255,.97);border-bottom:1px solid rgba(13,37,64,.09);backdrop-filter:blur(14px)}.brand{display:flex;flex-direction:column;margin-right:auto;text-decoration:none}.brand img{width:190px;max-height:38px;object-fit:contain;object-position:left}.brand span{color:var(--blue);font-size:.67rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.nav-main{display:flex;align-items:center;gap:20px}.nav-main>a,.services summary{color:var(--navy);font-size:.72rem;font-weight:600;letter-spacing:.055em;text-transform:uppercase;text-decoration:none;cursor:pointer}.nav-main>a:hover,.services summary:hover{color:var(--gold)}.services{position:relative}.services summary{list-style:none}.services summary::-webkit-details-marker{display:none}.services summary:after{content:"⌄";margin-left:6px}.services[open] summary:after{content:"⌃"}.services-menu{position:absolute;right:0;top:calc(100% + 18px);width:330px;padding:9px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)}.services-menu a{display:block;padding:11px 13px;color:var(--navy);border-radius:10px;font-size:.84rem;font-weight:800;text-decoration:none}.services-menu a:hover,.services-menu a[aria-current="page"]{background:var(--cream)}.lang{padding:7px 11px;color:var(--navy);background:var(--cream);border:1px solid var(--line);border-radius:999px;font-size:.82rem;font-weight:900}
.crumbs{padding:18px 0;color:var(--muted);font-size:.82rem}.crumbs a{text-decoration:none}.page-hero{padding:70px 0 78px;color:#fff;background:radial-gradient(circle at 80% 20%,rgba(200,148,61,.22),transparent 28%),linear-gradient(125deg,#081a2c,#0d2947 58%,#17476f)}.page-hero h1{max-width:850px;margin-bottom:20px;color:#fff}.page-hero .lead{max-width:760px;color:rgba(255,255,255,.8)}.hero-facts{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-facts span{padding:8px 13px;color:var(--gold2);background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);border-radius:999px;font-size:.86rem;font-weight:800}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.section{padding:90px 0}.section.alt{background:var(--cream)}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}.check-list{padding:0;list-style:none}.check-list li{position:relative;padding-left:30px;margin-bottom:13px}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.fact{padding:20px;background:#fff;border:1px solid var(--line);border-radius:16px}.fact strong{display:block;color:var(--navy);font-size:1.25rem}.fact span{color:var(--muted);font-size:.84rem}.modules{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:38px}.module{min-height:220px;padding:25px;background:#fff;border:1px solid var(--line);border-radius:18px}.module>span{display:grid;place-items:center;width:36px;height:36px;margin-bottom:15px;color:var(--navy);background:var(--gold2);border-radius:11px;font-weight:900}.module h3{margin-bottom:8px;font-size:1.1rem}.module p{margin:0;color:var(--muted);font-size:.91rem}.result{margin-top:28px;padding:26px 30px;color:#fff;background:var(--navy);border-left:5px solid var(--gold);border-radius:0 17px 17px 0}.result strong{color:var(--gold2)}
.cta{padding:70px 0;color:#fff;background:linear-gradient(135deg,var(--navy),#174d75)}.cta-grid{display:grid;grid-template-columns:1fr auto;gap:35px;align-items:center}.cta h2{margin-bottom:10px;color:#fff}.cta p{margin:0;color:rgba(255,255,255,.75)}.legal{padding:22px 0;color:#53606c;background:#f3f5f7;font-size:.79rem}footer{padding:28px 0;color:rgba(255,255,255,.72);background:#081a2c;font-size:.84rem}.footer-row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px}.footer-links{display:flex;gap:18px}.footer-links a{text-decoration:none}
.check-preview{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:34px}.check-topic{padding:25px;background:#fff;border:1px solid var(--line);border-radius:18px}.check-topic strong{display:block;color:var(--navy);font-size:1.08rem}.check-topic span{color:var(--muted);font-size:.9rem}.steps{counter-reset:step;display:grid;gap:14px}.step{counter-increment:step;display:grid;grid-template-columns:46px 1fr;gap:15px;padding:21px;background:#fff;border:1px solid var(--line);border-radius:16px}.step:before{content:counter(step);display:grid;place-items:center;width:42px;height:42px;color:var(--navy);background:var(--gold2);border-radius:12px;font-weight:900}.step h3{margin-bottom:5px}.step p{margin:0;color:var(--muted);font-size:.9rem}
.start-intro{max-width:760px;margin-bottom:38px}.process-bar{display:grid;grid-template-columns:repeat(4,1fr);margin:28px 0 42px;border:1px solid var(--line);background:#fff}.process-bar div{padding:16px;border-right:1px solid var(--line)}.process-bar div:last-child{border:0}.process-bar strong{display:block;color:var(--gold);font-size:.75rem;letter-spacing:.1em}.process-bar span{color:var(--navy);font-size:.86rem;font-weight:800}.start-form{padding:34px;background:var(--cream);border:1px solid var(--line);border-radius:var(--radius)}.form-step{padding:0 0 32px;margin-bottom:30px;border-bottom:1px solid var(--line)}.form-step:last-of-type{border:0}.form-step h2{font-size:1.65rem}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:13px}.choice{position:relative;display:block}.choice input{position:absolute;opacity:0;pointer-events:none}.choice span{display:block;height:100%;padding:18px;background:#fff;border:2px solid transparent;border-radius:15px;box-shadow:0 0 0 1px var(--line)}.choice strong,.choice small{display:block}.choice strong{color:var(--navy)}.choice small{margin-top:4px;color:var(--muted);font-size:.82rem}.choice input:checked+span{border-color:var(--gold);background:#fffaf0}.choice input:focus-visible+span{outline:3px solid rgba(200,148,61,.3)}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{color:var(--navy);font-size:.88rem;font-weight:800}.field input,.field select,.field textarea{width:100%;padding:13px 14px;background:#fff;border:1px solid #cfc7ba;border-radius:10px}.field textarea{min-height:120px;resize:vertical}.privacy{display:flex;gap:10px;align-items:flex-start;color:var(--muted);font-size:.8rem}.privacy input{width:auto;margin-top:6px}.start-submit{display:flex;justify-content:flex-end}.nav-cta{padding:9px 14px!important;color:#fff!important;background:var(--navy);border-radius:999px}
@media(max-width:900px){.navbar{flex-wrap:wrap}.nav-main{order:3;width:100%;padding:8px 0 3px;overflow-x:auto}.services-menu{left:0;right:auto}.split,.cta-grid{grid-template-columns:1fr}.modules{grid-template-columns:repeat(2,1fr)}.process-bar{grid-template-columns:repeat(2,1fr)}.process-bar div:nth-child(2){border-right:0}.process-bar div:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:620px){body{font-size:16px}.container{width:min(calc(100% - 28px),1120px)}.brand img{width:155px}.brand span{display:none}.navbar{gap:12px}.nav-main{gap:15px}.nav-main>a,.services summary{white-space:nowrap;font-size:.8rem}.services-menu{position:fixed;left:14px;right:14px;top:112px;width:auto}.page-hero{padding:50px 0 58px}.section{padding:68px 0}.modules,.facts,.check-preview,.choice-grid,.fields{grid-template-columns:1fr}.field.full{grid-column:auto}.module{min-height:0}.cta .btn,.start-submit .btn{width:100%}.hero-actions{display:grid}.hero-actions .btn{width:100%}.start-form{padding:24px}}